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Payment Plans for Parking, Red Light and Automated Speed Enforcement Ticket

The City of Chicago Department of Finance offers payment plans to vehicle owners with Vehicle Debt from parking, compliance, automated red light and speed enforcement tickets. Only tickets with penalties assessed or added to the fine amount (in Final Determination, Seizure, or Suspension) are qualified.

 Entering into a payment plan will prevent your vehicle from being booted and your driver’s license from being suspended.   Payment plans may also be available to motorists who have already had their vehicle booted or driver’s license suspended.  

General Payment Plans

For vehicle owners owing LESS than $500 in Vehicle Debt WITHOUT a booted vehicle who are NOT Qualifying Hardship Participants:

  • A down payment of 50% of the Vehicle Debt is required.
  • All outstanding boot, tow, tamper and storage fees must be fully paid in addition to the down payment.
  • Subsequent payments may be made over a maximum of 6 months.

For vehicle owners with MORE than $500 in Vehicle Debt WITHOUT a booted vehicle who are NOT Qualifying Hardship Participants:

  • A down payment of $500 or 25% of Vehicle Debt, whichever is greater, is required.
  • All outstanding boot, tow, tamper and storage fees must be fully paid in addition to the down payment.
  • Subsequent Payments can be made over a period of up to 12 months

For vehicle owners WITH a booted vehicle who are NOT Qualifying Hardship Participants:

  • A down payment of $750 or 50% of the Vehicle Debt, whichever is greater, is required.
  • Payments can be made over a period of 1 year.
  • All outstanding boot, tow, tamper and storage fees must be fully paid in addition to the down payment.

For vehicle owners, including Qualifying Hardship Participants, with a Driver’s License Suspension seeking to have their Driver’s License reinstated by the Secretary of State:

  • A down payment of $750 or 50% of Vehicle Debt, whichever is greater, is required.
  • Payments can be made over a period of 1 year.
  • All outstanding boot, tow, tamper and storage fees must be fully paid in addition to the down payment.
  • Hardship payment plans are NOT available if your driver’s license has been suspended.

Hardship Payment Plan

Individuals that meet at least one of the following qualifications are Qualifying Hardship Participants and may be eligible for a Hardship Payment Plan:

  • You are a student (high school, college, trade or vocational) with a valid school ID card
  • You are a senior citizen (65 and older)
  • You are on active military duty, including reservists and national guard, or been discharged from the military in the last 180 days
  • You have received a notice of foreclosure, entered into a consent foreclosure, gave a deed in lieu of foreclosure or had a judgment of foreclosure entered against you, on your primary residence within the last 3 years.
  • You still owe for unpaid fines and penalties even after receiving a bankruptcy discharge order.
  • You have claimed the Earned Income Tax Credit (EIC) on your state or federal income tax returns in the most recent tax year.
    • You participate in any of the following programs:
      • Government Issued Unemployment Compensation
      • Low income home energy assistance program (LIHEAP)
      • Federal Public Housing/ Section 8
      • Food Stamps
      • Medicaid or Supplemental Security Income (SSI)
      • Temporary Assistance for Needy Families (TANF) program administered by the U.S. Department of Health and Human Services. Program information available on-line at www.hhs.gov;
      • Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) administered by the U.S. Department of Agriculture. Program information available on-line at www.usda.gov;
      • Worker’s compensation income benefits. Program information available on-line at www.iwcc.il.gov.

For vehicle owners who are Qualifying Hardship Participants, but do not have a suspended Driver’s License or a booted vehicle:

    • A down payment of the lesser of 25% of Vehicle Debt or $250.00 may be required.
    • All outstanding boot, tow, tamper and storage fees must be fully paid in addition to the down payment.
    • Subsequent payments may be made over a period of up to 12 months.

For vehicle owners who are Qualifying Hardship Participants with a booted vehicle:

  • A down payment of the greater of 25% of Vehicle Debt or $250.00 may be required.
  • All outstanding boot, tow, tamper and storage fees must be fully paid in addition to the down payment.
  • Subsequent payments may be made over a period of up to 12 months.

To participate, or for more information, call a number below based on the first letter of your last name or business name:

First Letter of Last Name Please Call
A - I 312.655.0160
J – V 312.604.7100
W – Z 773.265.2600