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Payment Plan Options (Parking, Red Light Camera and Automated Speed Camera)

The Department of Finance offers payment plan options to vehicle owners with debt stemming from parking, compliance, automated speed enforcement or automated traffic law enforcement (i.e., red light) violations (vehicle debt).

Entering into a payment plan allows a vehicle owner to make payments over time, while avoiding vehicle immobilization (the boot) and/or driver’s license suspension. Payment plans are also available to motorists who have already had their vehicles booted or drivers’ licenses suspended.

General Payment Plans

Requirements for vehicle owners whose vehicles have NOT been booted or whose drivers’  licenses have NOT been suspended:

  • 25% down payment on total vehicle debt;
  • plus payment in full of all boot, tow, tamper and storage fees; and
  • future payments made in equal installments over a period of 6 to 24 months.

Requirements for vehicle owners whose vehicles have been booted or whose drivers’ licenses have been suspended:

  • 50% down payment on total vehicle debt;
  • plus payment in full of any boot, tow, tamper and storage fees; and
  • future payments made in equal installments over a period of 6 to 24 months.

Hardship Payment Plans

Individuals that meet at least one of the following qualifications are eligible for a hardship payment plan:

  • student (currently attending college or high, trade or vocational school) with a valid student ID card;
  • senior citizen (65 and older);
  • active military (including reservists and national guard);
  • recently inactive military (discharged from the military in the last 180 days);
  • foreclosure (received a notice of foreclosure, entered into a consent foreclosure, gave a deed in lieu of foreclosure, or had a judgment of foreclosure entered on primary residence within last three years);
  • bankruptcy (liability for fines and penalties remain after obtaining a bankruptcy discharge);
  • claimed Earned Income Tax Credit (on state or federal individual income tax return for the most recent tax year); or
  • participation in any of the following programs:
    • Government Issued Unemployment Compensation
    • Low income home energy assistance program (LIHEAP)
    • Federal Public Housing/ Section 8
    • Food Stamps
    • Medicaid or Supplemental Security Income (SSI)
    • Temporary Assistance for Needy Families (TANF) program administered by the U.S. Department of Health and Human Services. Program information available on-line at www.hhs.gov;
    • Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) administered by the U.S. Department of Agriculture. Program information available on-line at www.usda.gov;
    • Worker’s compensation income benefits. Program information available on-line at www.iwcc.il.gov.

Requirements for vehicle owners whose vehicles have NOT been booted or whose drivers’ licenses have NOT been suspended:

  • down payment is first monthly installment;
  • plus payment in full of all outstanding boot, tow, tamper and storage fee debt; and
  • future payments may be made over a period of 11 months or longer.

Requirements for vehicle owners whose vehicles have been booted or whose drivers’ licenses have been suspended:

  • 25% down payment on total vehicle debt,
  • plus payment in full of all boot, tow, tamper and storage fee debt, and
  • future payments may be made over a period of 12 months or longer.

To participate, or for more information, call a number below based on the first letter of your last name or business name:

First Letter of Last Name Please Call
A - I 312.526.1200
J – V 312.604.7100
W – Z 773.265.2600