Mortgages

Neighborhood Lending Program Home Purchase and Purchase/Rehab   

Through the Neighborhood Lending Program, the City of Chicago and Neighborhood Housing Services provide first and second mortgage loans or the purchase and purchase/rehab of 1-4 units for homeowners who might otherwise not be able to purchase a home.

President Obama's Home Affordable Modification Program    

The Fix Your Mortgage program will help 3 to 4 million at-risk homeowners avoid foreclosure by reducing their monthly mortgage payments.

Fix Your Mortgage Checklist    

Requirements for President Obama's mortgage modification program.

Fix Your Mortgage Do-It-Yourself Kit    

Fix Your Mortgage overview, affidavit and tax form.

President Obama's Home Affordable Refinance Program    

The Home Affordable Refinance program will help 4 to 5 million at-risk homeowners with a solid payment history and an existing mortgage owned by Fannie Mae or Freddie Mac to refinance into lower interest rates or more stable mortgage products.

Reverse Mortgage   

Homeowners must be aged 62 or older, own their homes free and clear or have signifiicant equity in the property, and they must live in the property as their primary residence.

TaxSmart Mortgage Credit Certificate   

First-time home buyers can save additional money in federal income taxes owed by applying for the TaxSmart Mortgage Credit Certificate at the same time as when applying for their first mortgage.

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